Or invest only once in a government scheme, you will get Rs 9000 per month A to Z Counsel

New Delhi : Many have faced financial difficulties during the Corona period. Not only this, but many have lost their jobs. In such a situation, saving is very important. It is necessary to save in case any problem arises in future. The government runs many types of savings schemes for the convenience of the people. Or by investing in schemes, you can accumulate a healthy balance for yourself. If you make a well-planned investment, you also get an excellent return on savings. One advantage of investing in government schemes is that people’s money is safe in it. Today we are going to take information about the government scheme which gives many benefits or by investing in the scheme you will get only a small amount. In such a situation, if there is any kind of financial problem, this money can be very useful for you. Pahu or kya ahe hi government scheme.

You have to invest only once

We are telling you about the government scheme which is the post office scheme. You get good interest in the Post Office’s Monthly Generation Scheme account (MIS). Or plan you can invest a fixed amount at one go. Or planned, you can get monthly income in the form of high interest by investing one hundred thousand rupees. The interest rate for January-March 2023 has been fixed at 7.1 percent. However, the government regularly changes the interest rate. The lock-in period for Post Office MIS is 5 years. You can withdraw or reinvest the invested amount after maturity. Finance Minister Nirmala Sitharaman announced in her 2023 budget speech that the maximum limit of investment in the scheme will be increased from Rs 4.5 lakh to Rs 9 lakh for a single account and Rs 15 lakh for a joint account. The post office currently shows the previous investment limit.

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In this way, you will get 9 thousand rupees

Or after increasing the limit of investment in the post office scheme, Rs 15 lakh can be invested in a joint account. After investing Rs 15 lakh, around Rs 9,000 (Rs 8,875) can be earned as interest generated monthly. or under, all the joint holders shall have equal share of the investment. After completion of one month from the date of opening the account, interest will be paid till maturity in the same manner. A monthly interest of Rs 5,325 will be generated if you keep Rs 9 lakh in a single account, and Rs 8,875 per month if you keep Rs 15 lakh in a joint account.

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These benefit plans are available

The good thing about MIS is that two or three people can open joint accounts together. Or every councilor would be given the same amount generated in exchange for the account. Joint accounts can be converted to single account at any time. Single accounts can also be converted into joint accounts. All the account members have to submit a joint application for any kind of change in the account.

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